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Am I Charging Enough?

The freelance rate calculator that tells you the truth. No fluff, no fake math.

💰 What do you actually want to make?
$
Your desired annual income — after you've paid yourself (not revenue, not billing target)
$80,000/yr
$10K $200K $400K
🔥 The stuff that eats your money

Monthly business expenses — toggle the ones that apply.

Other monthly costs:
$
Total monthly expenses $0/mo
🏛️ The government's cut
30%
15% ~30% avg 50%
Includes self-employment tax (~15.3%) + income tax. 30% is a solid starting estimate for most freelancers.
🏖️ Your time, your rules
4 weeks
0 wks 10 wks 20 wks
Vacation, sick days, holidays, "I just need a break" days. This is the whole point.
25 hrs
5 hrs 20 hrs 40 hrs
⚠️ Remember: not all hours are billable. Admin, sales, client calls, proposals — those are real work too.
Your minimum hourly rate
—
Hourly
—
per billable hour
Day Rate
—
8-hour day
Weekly
—
per work week
Monthly
—
per month
Project Rate
—
typical 2-week project (50% billable)